Overview

Plume Smart Wallet: Abstracted Custody and Compliance, Built for Composability

What is Plume Smart Wallet?

Most RWA holdings today are stagnant; they can’t be staked, collateralized, or integrated into DeFi, making true composability a challenge. Plume’s Smart Wallet changes that by embedding custody and compliance directly within the wallet, abstracting these functions to streamline user experience.

Why It’s Needed: Unlocking RWA Utility

RWAs are inherently different from traditional crypto assets. They produce exogenous yield—income originating outside blockchain demand, like interest from real estate or solar assets—requiring an entirely different infrastructure for custody, yield distribution, and compliance. The Plume Smart Wallet abstracts these complexities, allowing users to integrate RWAs across DeFi applications effortlessly. This means RWAs can be combined, staked, and used in DeFi just like native crypto assets, all while maintaining essential security and compliance standards under the hood.

How It Works: Embedded Compliance and Composability

Unlike traditional account abstraction models that rely on third-party providers, Plume’s Smart Wallet incorporates custom code directly into each user’s wallet (EOA) using a modified go-ethereum (geth) client. This innovation enables features like gasless transactions, automated operations, and batch processing. Instead of depending on external smart contracts, users gain full control over wallet extensions—enabling seamless interaction with dApps and DeFi protocols without compromising on security or flexibility.

This built-in flexibility and self-custody unlock limitless possibilities for RWAfi, from customized custodial functions to advanced, automated workflows within DeFi. Currently undergoing audit by Trail of Bits, the Smart Wallet represents a secure and revolutionary shift for RWA composability, bringing RWAs into the decentralized finance ecosystem with the same utility as any on-chain asset.

Partner With Us

Plume’s Smart Wallet makes RWA custody and compliance effortless, composable, and fully on-chain. Reach out to learn more about integrating this game-changing technology and unlocking the full potential of real-world asset finance.